Mortgage in Spain
Mortgage Broker
We are
Mortgage Broker in Spain
The leading financing experts
ABOUT US
In Mortgage in Spain.es, our mission is to help people to buy a home in Spain through responsible mortgages tailored to their needs.
We have satisfactory agreements with the best banks in Spain and we can offer you a mortgage advice service with 0% broker fee
We study your case, discuss with some banks and offer you the best conditions according to your particular needs and the overall assessment of your mortgage file. We can get a mortgage with a fixed, variable or mixed interest rate with the best conditions on the Spanish mortgage market.
The mortgage application has no impact on your credit report until you sign the accepted mortgage offer at the notary.
Our more than 15 years of experience in the Spanish banking market are a guarantee of success.. We will easily guide you through the complex process of mortgage financing in Spain explaining you how much you can borrow from a Spanish Bank, how much this is going to cost you, the cash deposit you needed and exactly what documents you will need to submit. With us, getting a mortgage in Spain is easy.
You'll get the best service from a multilingual mortgage advisors team fully certified according to the Spanish Mortgage Law (LCCI 5/2019). We browse and analyse all related costs to your Mortgage in Spain in order to offer you a a concise and professional advice: bank arrangement fees, early repayment commissions, taxes, valuations and more.
The best way to get your Mortgage in Spain
Save time and money
We will take care of the whole process. No need to visit several banks to get the best offer. We work with many of the 14 biggest banks in Spain.
Professional support
Mortgage in Spain is run by certified banking professionals with experience from Spanish Banks. We specialise on non resident mortgages.
0% Broker Fee
You will not pay anything for our services. Our more than 15 years of experience make our banking agreements successful.
Supporting you with multilingual advisors
As a mortgage broker operating in Spain, we understand that purchasing a property in a foreign country can be a daunting and complex process. Spain is a popular destination for non-residents seeking to invest in property, whether it's for personal use or as a rental income investment. As such, we are dedicated to providing non-residents with all the necessary information to help make informed decisions about their mortgage options in Spain.
Firstly, it's important to understand that non-residents can obtain mortgages in Spain, just like residents can. However, the process and requirements may differ slightly. The amount of mortgage available to non-residents is usually lower than that available to residents, and the interest rates may also be higher. This is because lenders perceive non-residents as higher risk borrowers, as they do not have a permanent presence in Spain.
The mortgage application process for non-residents is straight forward. However, there are certain requirements that must be met. Non-residents will need to provide proof of income, such as payslips or bank statements, and may need to provide additional documentation such as a tax identification number. Lenders will also require proof of employment and the source of income.
When it comes to the types of mortgages available to non-residents in Spain, there are several options. Fixed-rate mortgages are popular, as they provide certainty and stability in monthly payments. Variable-rate mortgages are also available, but they can be more volatile as they are linked to the Euribor rate.
Finally, it's important to work with a mortgage broker who is familiar with the Spanish mortgage market and can guide you through the process. At our brokerage, we have experienced professionals who can provide personalized advice and help you find the best mortgage for your needs.
In summary, non-residents can obtain mortgages in Spain, but the process and requirements may differ slightly from those for residents. It's important to work with a broker who can guide you through the process and help you find the best mortgage for your needs.
Getting a Mortgage in Spain
Mortgage in Spain. General information
Mortgage in Spain
Enjoy your new home in Spain
Travel directly to your new home with a simple and very comfortable mortgage in Spain
Find your dream home in Spain with ease, thanks to our complimentary mortgage services. Simply provide your contact details, and our expert team will devise the optimal mortgage plan for you, all with a Broker Fee of 0%.
Connect with our advisors today. Receive swift, personalized advice in English, French, Dutch, or Spanish, and secure a preliminary agreement within just 48 hours. Benefit from our 15 years of experience without any additional fees. Your journey to owning your ideal Spanish home starts here.
Send a message
Mortgage in Spain.es
T: +34 951 716 042
M: +34 635 849 259
info@mortgageinspain.es
Legal Advise
Mortgage Broker Spain
Mortgage in Spain
Contact
Spanish Mortgage Calculator
FAQs
Mortgage in Spain non Resident
NIE number Spain
