Diseño del blog

Achieving Your American Dream in Spain: A Guide to Golden Visa Success

Feb 09, 2024

How U.S. Investors Can Secure a Spanish Golden Visa with Luxury Property and Mortgage Insights

As an American considering a life or investment in Spain, the Spanish Golden Visa presents a compelling path. This residency-by-investment program offers numerous advantages, such as visa-free travel within the Schengen Area, the opportunity to include family members, and access to Spain's high-quality education and healthcare systems. For those looking to purchase luxury real estate in Spain, the Golden Visa becomes even more attractive, offering a straightforward route to long-term residency and potentially citizenship.


Investing a minimum of €500,000 in Spanish real estate not only opens the doors to the Golden Visa but also positions you within Spain's vibrant real estate market, known for its diversity from bustling city apartments to serene coastal villas. However, navigating the Spanish property market and securing a mortgage as a foreign investor can be daunting. This is where Mortgage in Spain, a leading mortgage broker, becomes invaluable.

Mortgage in Spain specializes in assisting non-residents with their mortgage needs, offering a seamless process from application to approval. With over 15 years of experience in the Spanish banking market, their expertise ensures you receive tailored mortgage solutions with the best conditions, whether you're seeking fixed, variable, or mixed interest rates. Their zero broker fee policy and partnerships with top Spanish banks mean you get access to the best mortgage deals without additional costs.


The process of obtaining a Golden Visa through real estate investment involves several steps, from selecting the right property to navigating legal requirements and submitting your application. Mortgage in Spain simplifies this journey, providing professional support throughout. Their multilingual advisors ensure that language barriers won't hinder your application, offering services in English, Spanish, and other languages to cater to a global clientele.

Choosing to work with Mortgage in Spain not only streamlines the mortgage process but also provides peace of mind knowing you have expert guidance every step of the way. Their knowledge of the Spanish property market, combined with a personalized approach to mortgage advice, positions them as an ideal partner for Americans seeking to invest in Spain's luxury real estate market and secure their Golden Visa.


For U.S. residents dreaming of Spanish shores, the combination of the Golden Visa program and the expert services of Mortgage in Spain offers a clear path to making that dream a reality. Whether it's for a new home, a second residence, or an investment property, the opportunities are vast and the benefits significant.


For more detailed information about the Spanish Golden Visa and how Mortgage in Spain can assist you in securing a mortgage for your luxury property investment, please contact us.

 Discover the potential of owning your ideal home in Spain with our expert mortgage services. Provide your contact information, and our skilled team will offer customized mortgage solutions to fulfill your property goals.


Consult a mortgage advisor now.

 Receive top-notch advice in your preferred language (English, French, Dutch, or Spanish). Preliminary agreement within 48 hours. Benefit from our 15 years of experience, no brokerage fees, and swift outcomes


Send a message

how to move to spain from usa
30 Apr, 2024
Discover the essential steps for relocating to Spain from the USA with our comprehensive guide. Learn about visa options, healthcare, education, and the vibrant lifestyle awaiting in Spain. Get expert tips on moving, integrating into Spanish culture, and securing your dream home with Mortgage in Spain. Start your seamless transition to a new life in Spain today
Best Places to move to Spain
30 Apr, 2024
Explore the top destinations to live in Spain in 2024! From the vibrant streets of Barcelona and Madrid to the serene beaches of Costa del Sol, find out which Spanish locales offer the best quality of life for expats. Learn how Mortgage in Spain can help you secure your dream home in these prime locations. Start your Spanish adventure today!
How to Get a Mortgage in Spain from London - Simplify Your Spanish Home Buying Process
05 Apr, 2024
Achieve your Spanish vacation home dreams with Mortgage in Spain. Our dedicated team offers expert mortgage advice and solutions for Londoners looking to navigate the Spanish property market effortlessly.
Courtier hypothécaire en Espagne
04 Apr, 2024
Découvrez comment Mortgage in Spain, votre courtier hypothécaire de confiance, peut vous aider à naviguer dans le marché immobilier espagnol. Services personnalisés, comparaisons de prêts, et accompagnement expert de A à Z. Commencez votre projet immobilier en Espagne dès aujourd'hui.
Hypothek in Marbella
08 Feb, 2024
Entdecken Sie die Vorteile eines Ferienhauses in Marbella mit professioneller Hypothekenberatung. Maßgeschneiderte Lösungen für Ihren Traum.
mortgage affordability calculator
03 Jan, 2024
Explore the essential role of mortgage affordability calculators in Spain's property market. This article offers insights on how these tools aid in responsible borrowing, aligning property dreams with financial realities, and preparing for mortgage negotiations. Understand different mortgage types and make informed decisions with our comprehensive guide, tailored for both residents and non-residents in Spain. Navigate Spanish mortgages confidently and transform your property aspirations into achievable goals
Mortgage Broker Costa del Sol
30 Nov, 2023
Discov  er the Joy and Financial Wisdom of Property Ownership on Spain's Vibrant Coast
huis kopen in spanje regels
29 Aug, 2023
Ontdek essentiële regels voor het kopen van een huis in Spanje. Expert advies voor Nederlanders en Belgen. Probleemloos vakantiehuis verwerven met Mortgage in Spain.
makelaar
29 Aug, 2023
Verbind met ervaren makelaar voor jouw droomhuis in Spanje. Gratis service voor huisjacht, hypotheek en juridisch advies.
Self Build Mortgage Broker
01 Aug, 2023
Explore the world of self-construction in Spain with the expertise of a dedicated self-build mortgage broker. Discover the steps to building your dream vacation home and the advantages of choosing Mortgage in Spain as your trusted partner.
02 May, 2023
The city attracts millions of tourists every year and has become a desirable location for buying a holiday home. In this article, we will discuss the advantages of buying a holiday home in Malaga and why using a mortgage broker can be beneficial.
02 May, 2023
if you're considering buying a holiday home in Marbella, using a mortgage broker can make the process easier, cheaper, and less stressful. With their local knowledge, negotiation skills, and guidance, you can find the best mortgage deal for your needs and enjoy your new holiday home with peace of mind. Call us now!
Power of Attorney
20 Apr, 2023
Are you looking for a mortgage in Spain? Learn about the advantages of making a power of attorney in the mortgage process in Spain
hypotheken spanje
28 Mar, 2023
Hypotheek in Spanje voor niet-ingezetenen: Alles wat u moet weten
hypotheek in spanje berekenen
28 Mar, 2023
Als niet-ingezetene in Spanje kan het lastig zijn om een hypotheek te berekenen voor de aankoop van een huis in Spanje. Het is belangrijk om te weten dat de hypotheekmarkt in Spanje verschilt van die in andere landen, en dat er bepaalde factoren zijn die invloed hebben op de hypotheek die u kunt krijgen. Hieronder vindt u enkele tips om u te helpen bij het berekenen van een hypotheek in Spanje als niet-ingezetene. Allereerst is het belangrijk om te weten dat banken in Spanje doorgaans alleen hypotheekleningen verstrekken aan niet-ingezetenen als ze een huis kopen dat als vakantiehuis wordt gebruikt. Als u van plan bent om permanent in Spanje te wonen, heeft u een andere soort hypotheek nodig en moet u hier goed naar informeren bij de bank. Vervolgens moet u weten dat banken in Spanje doorgaans niet meer dan 70% van de waarde van het huis financieren. Dit betekent dat u in ieder geval 30% van de aankoopprijs zelf moet financieren. Houd hier rekening mee bij het bepalen van uw budget en het zoeken naar een geschikt huis. Een andere factor die van invloed is op de hypotheek die u kunt krijgen, is uw inkomen. Banken in Spanje eisen dat uw inkomen hoog genoeg is om de hypotheek te kunnen aflossen. Als u zelfstandige bent, moet u meestal uw belastingaangiften van de afgelopen jaren kunnen overleggen om te laten zien dat uw inkomen stabiel is. Ten slotte moet u rekening houden met de extra kosten die gepaard gaan met het afsluiten van een hypotheek in Spanje, zoals notariskosten, registratiekosten en belastingen. Deze kosten kunnen aanzienlijk zijn en u moet ze meenemen in uw berekeningen bij het bepalen van uw budget. Om een hypotheek in Spanje te berekenen, kunt u het beste contact opnemen met een hypotheekadviseur . Zij kunnen u helpen bij het vinden van de beste hypotheek voor uw situatie en uitleggen welke documenten u nodig heeft om de hypotheekaanvraag in te dienen.
Mortgage Broker
23 Mar, 2023
Looking for a reliable mortgage broker? Our experts help you secure the perfect home loan. Get personalized advice today
Mortgage loan originator
20 Mar, 2023
Discover the ease and expertise of Mortgage in Spain, specializing in non-resident clients. Streamline your mortgage journey with tailored solutions and access to a wide network of lenders. Trust our team to make your Spanish property dreams a reality.
Spanish Mortgages Calculator
07 Feb, 2023
A Spanish mortgage calculator is a valuable tool that can help you estimate the cost of your mortgage in Spain. It takes into account factors such as the amount you want to borrow, the interest rate, and the repayment term, to give you a rough estimate of your monthly repayments and the total cost of your mortgage. However, it is important to remember that the results from a Spanish mortgage calculator should be used as a guide only, and not as a definitive answer.
Spanish mortgage, characteristics
07 Feb, 2023
The Spanish mortgage market has a number of unique characteristics that impact the process of securing a mortgage and the terms of the mortgage itself. Understanding these characteristics is essential for anyone looking to secure a mortgage in Spain, and working with a Spanish mortgage broker can help make the process smoother and more successful.
Mortgage rates in spain
01 Feb, 2023
As a mortgage broker in Spain, one of the most common questions we receive from clients is about the current mortgage rates in the country. And it's no surprise, as mortgage rates can have a significant impact on the affordability of a home purchase.
Spanish Mortgage Broker
19 Jan, 2023
Using a Spanish mortgage broker can offer many benefits over going directly to a bank branch in person. With their expertise, access to a wider range of lenders, speed and efficiency, negotiating power, personalized service, and peace of mind, a Spanish mortgage broker can make the process of securing a mortgage in Spain much smoother and more successful.Find the list of benefits to use a Spanich Mortgage Broker
04 Apr, 2021
Mortgage Broker Barcelona
Mortgage for property in Spain
31 Mar, 2021
Secure your dream Spanish home with Mortgage in Spain. Tailored mortgages for non-residents, expert legal guidance, and seamless processes await. Contact us now!"
courtier prêt immobilier
17 Jan, 2021
Demandez votre prêt hypothécaire. Parlez à un courtier maintenant . Service personnalisé en français.
Everything you need to know about mortgage expenses in Spain
by Mortgage in Spain.es 27 Nov, 2020
If you are going to buy a house in Spain, it is important to know the expenses associated with the purchase and the mortgage. On our website you will find updated information. Get informed now
Spanish mortgage
by Mortgage in Spain.es 16 Nov, 2020
Navigating Spanish mortgages made easy. Get tailored solutions for your property purchase in Spain. Secure your dream home today.
How to get a mortgage in Spain
by Mortgage in Spain.es 01 Nov, 2020
Buying a home is a very large investment that depends on a multitude of factors, and it can be a long and complicated process in any circumstance. At Mortgages in Spain.es we help you get the mortgage in Spain you need to buy your home.
Share by: